Get up to £200 cashback on Tide with code REFER200.
The clearest UK guide to the Tide business account and the current REFER200 offer. Check eligibility, calculate your reward, read our review, and compare Tide with Starling, Monzo and Revolut.
Up to £200 cashback. T&Cs apply. Tide determines account approval, eligibility and cashback validation.
Up to £200 cashback
Use referral code below when opening your Tide business account.
REFER200Up to £200 cashback. T&Cs apply. Tide determines account approval, eligibility and cashback validation. Last checked 16 June 2026.
What do you want to do?
Stuck on the offer?
The business account 500,000+ UK founders already use.
Tide is a UK-registered e-money institution powered by ClearBank. Open from your phone, manage from the app, and access real human support when you need it.
One place for everything Tide, done properly.
We're not Tide. We're independent UK editors who keep the offer, the small-print and the alternatives in one tidy place — so you don't have to read fourteen tabs.
We disclose every commercial link. Tide controls account approval and cashback validation, not us.
Every product fact cites Tide's official pages. Re-checked 16 June 2026.
REFER200 is stored in one canonical place across the whole site. Update once, propagates everywhere.
Two simple steps. Up to £200 back.
Hit one step — get part of the reward. Hit both — get the full £200. Here's the exact path.
- 1£75 — Card spend reward
Complete £100 of Tide card transactions within 30 days of opening your account.
- 2£125 — Instant Saver reward
Deposit £5,000 into Tide Instant Saver within 7 days and keep it there for 30 days.
- Cashback lands in your Tide account
Tide validates qualifying activity and pays the reward straight into your business account.
Up to £200 cashback
Use referral code below when opening your Tide business account.
REFER200- £75Card spend rewardComplete £100 of Tide card transactions within 30 days of opening your account.
- £125Instant Saver rewardDeposit £5,000 into Tide Instant Saver within 7 days and keep it there for 30 days.
Up to £200 cashback. T&Cs apply. Tide determines account approval, eligibility and cashback validation. Last checked 16 June 2026.
Everything you'd want to know, before you click apply.
Our full verdict — pros, cons, who it's best for, and where it falls short versus Starling.
Free, Plus, Pro and Cashback compared side by side.
ClearBank, FSCS and what your money is actually protected by.
The two most-searched UK business accounts, head to head.
Why Tide fits — and one reason it might not.
Setup, requirements and what you'll need on day one.
"We compared Tide against every UK challenger in 2026. For a sole trader who wants a free account and a usable app, it's still the easiest first business account to open."
Built for UK founders who'd rather not talk to a bank.
Tide opens in minutes from your phone — no branch, no paperwork stack, no awkward calls. Here's who gets the most out of it.
Open in 10 minutes with your phone. Categorise income, send invoices, file receipts.
Companies House lookup, registered-office matching, multiple cardholders on Plus and above.
Keep business money separate from day one. Move to Plus only when you actually need it.
A card that works as hard as your business does.
Contactless Mastercard debit, instant freeze from the app, and spending categorisation that feeds straight into your tax prep. Add extra cards for team members on Plus, Pro and Cashback plans.
Free, Plus, Pro & Cashback — what you actually pay.
| Plan | Monthly fee | Free transfers | Best for |
|---|---|---|---|
| Free | £0 | 20 / month | Trying Tide out |
| Plus | £12.50 | Unlimited | Most small businesses |
| Pro | £24.50 | Unlimited + perks | Growing teams |
| Cashback | £49.50 | Unlimited + 0.5% back | High card spend |
The features founders actually use day to day.
Beyond the cashback, this is what makes Tide stick: a fast app, sensible tooling and the basics done well.
Read our full reviewID + selfie verification, usually approved same day.
Send, chase and reconcile from the app in seconds.
Auto-tag transactions for self-assessment & VAT.
Real humans on Plus and above, not just chatbots.
Banking, invoicing & expenses — all in one app.
The Tide iOS and Android app is where you'll spend most of your time. Check balances, send invoices, photograph receipts, and chat with support without ever calling a branch.
Compare Tide against the alternatives.
Side-by-side guides written by the same editorial team. No affiliate ranking trickery.
Editorial changelog
- Jun 2026REFER200 confirmed live
Code re-tested against Tide's partner signup flow. £75 + £125 reward structure unchanged.
- May 2026Instant Saver guidance refreshed
Removed hard-coded AERs in favour of 'market-leading variable rate' language. Rates change frequently — always verify in the Tide app.
- Apr 2026New: Tide vs Revolut Business
Added FX, multi-currency and team seat comparison.
- Mar 2026Old codes deprecated
REFER75 and REFER175 marked invalid sitewide; redirects added.
Ready to claim REFER200?
Use referral code REFER200 at sign-up to claim up to £200 cashback when you meet the qualifying steps.
Up to £200 cashback
Use referral code below when opening your Tide business account.
REFER200Up to £200 cashback. T&Cs apply. Tide determines account approval, eligibility and cashback validation. Last checked 16 June 2026.
Frequently asked questions
What is the current Tide referral code?+
The current Tide referral code is REFER200. Enter it when opening a new Tide business account to be eligible for up to £200 cashback, subject to Tide's terms.
How do I get the full £200?+
Complete both qualifying steps: spend £100 on your Tide card within 30 days (£75 reward) and deposit £5,000 into Tide Instant Saver within 7 days, holding it for 30 days (£125 reward).
Is this site Tide?+
No. We are an independent UK guide and introducer. We may receive a referral reward when you sign up via our link. Tide controls account approval and cashback validation.
Are old codes like REFER175 still valid?+
No. Old codes such as REFER75 or REFER175 are out of date. The current code is REFER200. Always check our last-reviewed date before applying.
Independent introducer disclosure: this site is not Tide and is not operated by Tide. If you sign up using our link or the code REFER200, we may receive a referral reward. Tide controls account approval, eligibility and cashback validation. This is not financial advice. Always check the latest Tide terms before applying. Last checked 16 June 2026.