UK business bank account offers
We compare current signup and cashback offers across the main UK business banking apps. Last reviewed 16 June 2026.
| Provider | Offer | Structure | Eligibility | Deadline | Last checked | Source |
|---|---|---|---|---|---|---|
| Tide (REFER200) | Up to £200 cashback | £75 card spend + £125 Instant Saver | New UK sole traders, freelancers, contractors and limited companies. | 30 days for card spend; 7 days to deposit £5,000 into Instant Saver (held 30 days). | 16 June 2026 | Tide partner offer page |
| Starling Business | No standing cashback offer | — | UK sole traders and limited companies. | — | 16 June 2026 | Starling website (public pages) |
| Monzo Business | Sometimes runs short promotional offers | Varies by campaign | UK sole traders and limited companies. | Campaign dependent | 16 June 2026 | Monzo Business page |
| Revolut Business | Typically free-trial of paid plans rather than cash | Plan trial | UK businesses signing up to paid Revolut Business plans. | Plan dependent | 16 June 2026 | Revolut Business page |
How to read this tracker
Cashback is only one factor when choosing a UK business bank account. Day-to-day fees, invoicing tools, accounting integrations, savings rates and FSCS protection through the sponsoring bank all matter. Use this table to size the offer, then read our deeper best UK business accounts guide before choosing.
Why Tide currently leads on cashback
Tide funds its REFER200 cashback through its public referral programme. The structure rewards users for two qualifying steps — see our REFER200 pageand cashback timeline for full mechanics.
Methodology
- We list only offers we can find published on the provider's own pages or a verified partner page.
- We do not list rumoured, expired or referrer-personal codes.
- 'Last checked' is the date we last opened the provider's offer page and re-read the terms.
Key facts summary
- The current code promoted on this site is REFER200.
- The offer is described as up to £200 cashback, not a guaranteed reward.
- Eligibility and payout are controlled by Tide and the applicable offer terms.
- This website is independent and is not Tide; we may receive a referral reward.
- Last checked: 16 June 2026.
Frequently asked questions
Which UK business account has the best cashback right now?+
As of 16 June 2026, the largest verifiable cashback we track is Tide's REFER200 offer at up to £200. Standing cashback on Starling, Monzo and Revolut business accounts is not currently published.
Are these offers guaranteed?+
No. Every offer requires the applicant to be eligible and to complete qualifying activity inside the provider's published window. The provider — not this site — controls eligibility and pays the reward.
How often is this tracker updated?+
We re-check each provider page at least monthly and after any signal that a campaign has changed. The 'Last checked' column always reflects the most recent re-verification.
Why doesn't Starling appear with an offer?+
At the time of writing, Starling does not publish a standing cashback signup offer for its business account. It periodically tests short-term promotions; if one is running we will list it.
Can I claim more than one offer?+
Each provider's offer is per applicant per provider, and is for new customers only. You cannot 'stack' Tide REFER200 with another Tide referral code on the same application.
Ready to open a Tide account?
Use referral code REFER200 at sign-up to claim up to £200 cashback when you meet the qualifying steps.
Up to £200 cashback
Use referral code below when opening your Tide business account.
REFER200Up to £200 cashback. T&Cs apply. Tide determines account approval, eligibility and cashback validation. Last checked 16 June 2026.
Independent introducer disclosure: this site is not Tide and is not operated by Tide. If you sign up using our link or the code REFER200, we may receive a referral reward. Tide controls account approval, eligibility and cashback validation. This is not financial advice. Always check the latest Tide terms before applying. Last checked 16 June 2026.