Disclaimer
Independent introducer
Tide Referral Guide is an independent UK website. We are not Tide, we are not owned by Tide, and we are not authorised to provide regulated financial services. Tide Platform Limited is the regulated provider of all Tide business accounts and Tide alone decides who is accepted, what the fees are and which offers run at any moment.
If you open a Tide account using our link or by entering the referral code REFER200, we may receive a referral reward from Tide. The reward is paid by Tide, not by you, and it does not change the offer, fees or service you receive.
Not financial advice
Everything on this site is general information about Tide's products and the UK business banking market. It is not a personal recommendation, financial advice, tax advice or legal advice. Your circumstances are different from ours and from every other reader's, so before applying for any account you should:
- Read Tide's current terms and fee schedule in full at tide.co.
- Consider whether the account suits your business type, turnover and cash-handling needs.
- Speak to a qualified accountant or independent financial adviser for anything that could affect your tax or regulatory position.
Offer accuracy and changes
REFER200, cashback amounts, eligibility windows, plan fees and free-transfer allowances can change at any time and without notice from Tide. We review commercial pages weekly and show a Last checked date, but you should always confirm the live offer in the Tide app before relying on it. If a number on this site differs from what Tide is showing, Tide's number is the one that applies.
Eligibility
Tide offers are subject to Tide's eligibility rules. Not every applicant is approved, and not every approved account qualifies for a cashback offer (for example, accounts that don't meet the qualifying transaction criteria within the stated window will not receive the bonus). We describe the published rules but cannot guarantee any individual outcome.
FSCS and deposit protection
Tide is not a bank. Funds held in a Tide business current account are held by ClearBank, which is FCA-authorised and a participant in the Financial Services Compensation Scheme. FSCS protection has limits (currently £85,000 per eligible depositor per authorised institution) and rules that may not cover every business type or situation. See our is Tide safe page for detail, and check the FSCS website for the current rules.
External links
Outbound links to Tide and other providers may include an affiliate identifier so the destination can attribute the referral. We do not control third-party sites and are not responsible for their content, terms or privacy practices.
Trademarks
Tide is a trademark of Tide Platform Limited. ClearBank is a trademark of ClearBank Limited. Other product and company names mentioned on this site are trademarks of their respective owners. Use of these names and logos is for identification only and does not imply partnership, sponsorship or endorsement.
Liability
We take reasonable care to keep this site accurate and up to date, but to the extent permitted by law we exclude liability for any loss arising from reliance on the information published here. If you believe content on this site is wrong, contact us via the contact page and we will investigate.